Home
Our Solutions
- - - Solutions
      Our solutions ensure that electronic transactions are more secure, offering greater agility, ease, and a high level of functionality in financial relationships.
  - - Digital Payments
    - Card Tokenization
    - Solutions that allow digital cards to be managed through the use of tokenization technology.
    - E-commerce security
    - Cardholder authentication methods that prevent fraudulent charges and minimize false declines.
    - Transaction validation
    - In an increasingly digital world, the importance of recognizing legitimate transactions increases significantly with each click.
  - - Card issuance
    - Card issuance
    - EMV solutions used to issue debit, credit and prepaid cards.
    - Data Preparation
    - Preparation of data and writing of card chips and magnetic stripes.
  - - Self-service Terminal
    - Terminal Management
    - Complete self-service solution for ATM applications.
About
- - - About
      We have been working to implement payment solutions for financial institutions and retailers throughout Latin America since 1987.
  - - Our company
    - Our story
    - HST’s solutions are in use in more than 19 countries across 3 different continents.
    - Case studies
    - Learn more about how our solutions have helped large retailers and financial institutions achieve success.
  - - Content
    - Blog
    - Keep up with the latest developments within the digital payments ecosystem.
    - Press
    - Read more about the latest news at HST and view our press materials.
Career
Contact us

Solutions for card issuers

EMV Transaction Processor

The EMV Transaction Processor is designed to help authenticate transaction cryptograms or generate EMV card scripts that support dynamic risk management processes after initial card issue and implementation.

This application operates together with an authorization or fraud management system or switch. Chip data is received through any channel connected to the card issuer.

EMV Transaction Processor

EMV Transaction Processor

Chip data authentication and optimization of fraud prevention processes

In an increasingly digital world, the importance of recognizing valid transactions increases significantly with each click of the mouse. The prevalent challenge within the industry is building trust through technology without burdening clients during the card authentication process.

Solution benefits

Authentication

Allows card issuers to authenticate EMV cryptograms and generate EMV card scripts.

Fraud management

Operates together with authorization processes, fraud management systems or payment switches

Dynamic updates

Offers support for dynamic updates to chip cards after issue.

PIN Management

Complete PIN management support - changes in PIN and card activation

Supports multiple verification profiles

Flexibility in supporting multiple verification profiles in order to detect and minimize fraud

Data archiving

Used in offline investigations that is fully compliant with PCI DSS standards

Want to learn more about e-commerce security?

Sign up to download all of our materials