HST
  • Home

        • Solutions

          Our solutions ensure that electronic transactions are more secure, offering greater agility, ease, and a high level of functionality in financial relationships.

        • Digital Payments

        • Card Tokenization

        • Solutions that allow digital cards to be managed through the use of tokenization technology.

        • E-commerce security

        • Cardholder authentication methods that prevent fraudulent charges and minimize false declines.

        • Transaction validation

        • In an increasingly digital world, the importance of recognizing legitimate transactions increases significantly with each click.

        • Card issuance

        • Card issuance

        • EMV solutions used to issue debit, credit and prepaid cards.

        • Data Preparation

        • Preparation of data and writing of card chips and magnetic stripes.

        • Self-service Terminal

        • Terminal Management

        • Complete self-service solution for ATM applications.

        • About

          We have been working to implement payment solutions for financial institutions and retailers throughout Latin America since 1987.

        • Our company

        • Our story

        • HST’s solutions are in use in more than 19 countries across 3 different continents.

        • Case studies

        • Learn more about how our solutions have helped large retailers and financial institutions achieve success.

        • Content

        • Blog

        • Keep up with the latest developments within the digital payments ecosystem.

        • Press

        • Read more about the latest news at HST and view our press materials.

  • Career
  • Contact us

EMV Kernel for terminals Case

One of the largest private networks of ATM’s, which has over 20,000 terminals in Brazil, has a proprietary application which acquires transactions from most local banks. In order to acquire the transactions from international card brands with a chip they needed to have an EMV kernel certified by EMV Co which was also multivendor.

Solution

Solution

HST presented the client with the HST EMV Kernel software, which is a set of libraries allowing any self-service application to access the functionalities of the EMV chip card. HST’s Kernel allows abstraction of the chip and hardware access layer so that the application can continue to evolve without the need to re-certify in each version.

HST Product

HST Product

HST licenses the EMV Kernel software for terminals with hardware that is compatible and ready to capture EMV chip card data. The software allows for certain customizations to address specific demands of the acquirer and provides support for most model readers and terminals.

Software Features

Software Features

  • EMV Co. certified, strictly follows EMV Co. defined rules
  • Multi-vendor runs with most readers and chip cards
  • Multi-platform, runs on different operating systems

© 2024 HST - MAKING ELECTRONIC TRANSACTIONS SECURE. All rights reserved.