HST
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          Our solutions ensure that electronic transactions are more secure, offering greater agility, ease, and a high level of functionality in financial relationships.

        • Digital Payments

        • Card Tokenization

        • Solutions that allow digital cards to be managed through the use of tokenization technology.

        • E-commerce security

        • Cardholder authentication methods that prevent fraudulent charges and minimize false declines.

        • Transaction validation

        • In an increasingly digital world, the importance of recognizing legitimate transactions increases significantly with each click.

        • Card issuance

        • Card issuance

        • EMV solutions used to issue debit, credit and prepaid cards.

        • Data Preparation

        • Preparation of data and writing of card chips and magnetic stripes.

        • Self-service Terminal

        • Terminal Management

        • Complete self-service solution for ATM applications.

        • About

          We have been working to implement payment solutions for financial institutions and retailers throughout Latin America since 1987.

        • Our company

        • Our story

        • HST’s solutions are in use in more than 19 countries across 3 different continents.

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        • Learn more about how our solutions have helped large retailers and financial institutions achieve success.

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        • Keep up with the latest developments within the digital payments ecosystem.

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        • Read more about the latest news at HST and view our press materials.

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E-commerce security

Innovation in digital payments

E-commerce security

Fraud prevention strategies in e-commerce work to prevent fraud and unauthorized charges, as well as provide a positive checkout experience and minimal friction among clients.

E-commerce security

Secure authentication for online transactions

We provide ecommerce security solutions as part of fraud prevention measures that help keep businesses, financial institutions, and customers safe from data theft when shopping online.

There are many benefits associated with E-commerce security:

Reduction in fraud risks

Reduces exposure of sensitive information and protects cardholders in the event that a data breach occurs.

Higher transaction approval rates

Retailers and card issuers are able to share 10 times more data, providing issuers with increased confidence in decision making, generating a higher authentication rate without the need for challenges

Increased consumer confidence

HST’s E-commerce security solution was developed as part of a continuous flow and seeks to eliminate interruptions and offer a more secure and dynamic payment process that increases consumer confidence

Tracking of key indicators

Controls cardholder authentication sessions, generating interoperability domain responses and storing authentication requests and associated results

E-commerce security solutions

EMV Transaction Processor

Authentic cryptograms for EMV transactions or the generation of EMV card scripts after issue

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ACS-3D Secure

Manages cardholder authentication on behalf of card issuers and provided support for EMV 3D-Secure

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OTP

Helps ensure accounts and personal data remain confidential by preventing unauthorized access and minimizing risks associated with fraudulent activities

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Click to Pay

An EMV SRC tokenization solution provided by major card brands aims to simplify online checkout and enhance payment security, boosting conversion rates

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Customers

Some customers that trust our expertise.

ACS 3D-Secure 2.0

The term “3D” refers to the three domains that interact during transactions: card issuers, retailers, and cardholders. The exchange of data between these three agents may increase authorization approval rates, reduce fraud, and provide cardholders with an improved shopping experience.

Experience with digital payments

Leader in information technology for the digital payment ecosystem

+130

clients using our services

19+

countries on 3 different continents

35+

years of payment experience

10

of the top banks in Latin America as trusted partners

The most important certifications for payments

Security and trust for all digital transactions

Certificate – Mastercard ID Check

Mastercard ID Check

Certificate – Visa Secure 3DS

Visa Secure 3DS

Certificate – EMV 3-D Secure 2.2.0

EMV 3-D Secure 2.2.0

Certicate – PCI 3DS

PCI 3DS

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