money transfer
Digital Payments

Money Transfer: Instant and Secure International Transfers

The way people move money has changed. Today, speed, simplicity, and availability are basic requirements for any financial experience. In this context, Money Transfer is designed to enable instant peer-to-peer (P2P) transfers across borders. Money Transfer Features Money Transfer was designed to simplify peer-to-peer transfers while maintaining the security and standards required by the payments … Continued

The way people move money has changed. Today, speed, simplicity, and availability are basic requirements for any financial experience.

In this context, Money Transfer is designed to enable instant peer-to-peer (P2P) transfers across borders.

Money Transfer Features

Money Transfer was designed to simplify peer-to-peer transfers while maintaining the security and standards required by the payments industry.

Among its main features are:

  • Instant P2P Transfers
  • Real-time money movement, bringing greater convenience to end users.

Recurring Transfers

The ability to schedule periodic transfers between family members or individuals.

Integrated Card Ecosystem Experience

Keeps users within the card environment, strengthening their relationship with the issuing institution.

Benefits for Issuers and End Users

Money Transfer was created to reduce technical and operational barriers while expanding usage possibilities for customers.

For End Users

  • Instant transfers anywhere in the world
  • Simple and intuitive experience
  • More options for managing money
  • Everyday convenience

For Issuers

Strategic Innovation

  • Expansion of digital service portfolios
  • Greater competitiveness in the payments ecosystem

Operational Efficiency

  • Reduction in operational costs
  • Reduced technical complexity and faster implementation — with HST
  • Elimination of intermediaries and manual processes
  • Lower costs associated with correspondent banks

Financial Predictability

  • Transparent pricing structure with no hidden fees
  • Improved budget forecasting and financial planning

Security and Compliance

  • Security aligned with industry standards
  • Advanced security protocols (tokenization, encryption, real-time auditing)
  • Fraud mitigation and regulatory compliance

Scalability and 24/7 Availability

  • Capacity to process billions of transactions without compromising performance or system resilience

Easy Integration

  • Robust API that reduces time-to-market for new services and accelerates innovation

Global Reach

  • Connectivity with more than 190 countries
  • Integration with multiple financial systems, expanding potential market reach

HST as a Strategic Partner in the Payments Ecosystem

Evolving within the digital payments ecosystem requires more than technology. It requires market knowledge, technical expertise, and the ability to adapt to card scheme mandates and financial industry regulations.

HST acts as a strategic partner in this process, supporting issuers, acquirers, and e-commerce businesses in implementing solutions that accelerate digital maturity, reduce risk, and simplify integrations.

With deep expertise in protocols, security, and certifications, HST helps institutions transform technical complexity into simple and efficient experiences for end users.

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